Obtaining Governors consent from the Land Bureau is not the simplest thing to get a hold of despite the importance attached to it. On the Lagos state website, it is stated that a Governors Consent can be obtained within 30 days but in our experience that has been nearly impossible even though the Government is trying all it can to meet up with this expectation. A Governor’s consent that naturally should be concluded within 30 days could translate to 6-months or a Year to perfect based on the strength of the agency/consultant handling the job. The requirement of Governor’s consent is critical and of great importance to mortgage transaction .In SAVANNAH BANK V. AJILO (1989)1 NWLR Pt97 Pg 305, the respondent mortgaged his land which he acquired before the Land use act to secure a loan. Being a legal mortgage, the appellant who is the mortgagee decide to exercise his statutory power of sale when the mortgagor/respondent refuses to pay the loan. The respondents commence an a